High Net Worth/Prestige Home Insurance
RK Henshall & Co Ltd can provide individually designed policy protection for Prestige Homes, second homes and properties abroad.
We also have facilities to provide quotations for Listed and Thatched Properties and Rural Estates.
Prestige home insurance can provide a superior level of cover. Policy benefits can be arranged on a worldwide basis and extended to include 'all risks', warranty-free wordings, new for old settlements and many other beneficial extensions.
As part of a tailored package we can include bespoke cover for your fine art, antiques and jewellery, family fleets, classic cars, travel insurance and pleasure craft.
Examples of extended benefits are:-
- Cover outside your place of residence
Your possessions are covered as standard wherever they are in the world whilst on holiday, during a house move or simply whilst on a day out. A standard policy may have restrictions in cover with restricted limits when insured items are taken out of the home. - Basis of claims settlements
The basis will be 'new for old'. Any items damage beyond repair will be replaced as new. Standard policies will provide 'new for old' cover but usually are subject to a deduction for wear and tear on items such as clothing, sports equipment, bicycles etc. - Moving house
All contents may be fully insured during a move. This is usually excluded or restricted under a standard policy.
We have considerable expertise in this field and have excellent relationships with many of the leading insurers and are therefore also able to provide quotations to high profile clients within the sports and entertainment industry.
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